673.3011  Person entitled to enforce instrument.--The term "person entitled to enforce" an instrument means:

(1)  The holder of the instrument;

(2)  A nonholder in possession of the instrument who has the rights of a holder; or

(3)  A person not in possession of the instrument who is entitled to enforce the instrument pursuant to s. 673.3091 or s. 673.4181(4).

A person may be a person entitled to enforce the instrument even though the person is not the owner of the instrument or is in wrongful possession of the instrument.