627.902  Premium financing by an insurer or subsidiary.--An insurer, a subsidiary of an insurer, or a corporation under substantially the same management or control as an authorized insurer or group of authorized insurers may finance property, casualty, surety, and marine insurance premiums on policies issued or business produced by such insurer or insurers; however, any such insurer, subsidiary, or corporation or group of insurers the total service charge per year or rate of interest of which is substantially more than that provided in s. 627.901 shall be subject to part XV of this chapter.