627.6562  Dependent coverage.--

(1)  If an insurer offers coverage that insures dependent children of the policyholder or certificateholder, the policy must insure a dependent child of the policyholder or certificateholder at least until the end of the calendar year in which the child reaches the age of 25, if the child meets all of the following:

(a)  The child is dependent upon the policyholder or certificateholder for support.

(b)  The child is living in the household of the policyholder or certificateholder, or the child is a full-time or part-time student.

(2)  Nothing in this section affects or preempts an insurer's right to medically underwrite or charge the appropriate premium.